Vera Sobolnitsky

NMLS: 11661

mortgage@verushkacasa.com

Languages: Russian and English

Vera Sobolnitsky

Blog

8 Ways to Identify a Mortgage Scam and Protect Yourself

8 Ways to Identify a Mortgage Scam and Protect Yourself

Getting that key to your dream home is like catching a glimpse of a shooting star – it is thrilling! But wait, the galaxy of the mortgage world has its share of tricky comets as well. These shady mortgage scams can transform your dream into a haunti

Sep 19, 2023 | Purchasing a Home

Fixed-Rate vs. Adjustable-Rate Mortgages: Which is Best for Your Miami Home Purchase?

Fixed-Rate vs. Adjustable-Rate Mortgages: Which is Best for Your Miami Home Purchase?

Purchasing a home in Miami, Florida necessitates thoughtful consideration of various financial factors, including the type of mortgage that aligns best with your unique circumstances. Two primary mortgage types dominate the market: fixed-rate mortgages an

Sep 17, 2023 | Purchasing a Home

Understanding Debt-to-Income Ratio

Understanding Debt-to-Income Ratio

Buying a house is a big deal, and there's some key phrases that you need to know. You can conquer the world of real estate once you understand a powerful weapon in your financial arsenal: the "debt-to-income ratio." Don't let the jargon scare you –

Sep 14, 2023 | Purchasing a Home

How to Avoid Private Mortgage Insurance (PMI)

How to Avoid Private Mortgage Insurance (PMI)

Imagine you're on the edge of diving into homeownership—super thrilled to claim a piece of the real estate pie. But wait a minute! There's a sneaky hurdle called Private Mortgage Insurance (PMI) lurking in the shadows. Buckle up, because we're about

Sep 12, 2023 | Purchasing a Home

How to Improve Your Credit Score Before Applying for a Mortgage in Miami

How to Improve Your Credit Score Before Applying for a Mortgage in Miami

Purchasing a home in the vibrant city of Miami, Florida, is an exciting milestone that emphasizes the importance of a solid credit score. As one of the critical factors lenders consider in the mortgage approval process, your credit score demonstrates your

Sep 11, 2023 | Purchasing a Home

How to Save for a Down Payment: 9 Tips for First-Time Homebuyers

How to Save for a Down Payment: 9 Tips for First-Time Homebuyers

Hey there, future homeowner! So, you're thinking about getting your very own place, right? You might be wondering, how do you actually save up for the down payment? Don't sweat it! We've got your back with some tips that'll make saving money a breeze. Let

Sep 05, 2023 | Purchasing a Home